Lunch and Learns

• A library of several hundred industry specific safety conversational topics.

Loss Control Resources

• Implementing a Safety Committee Program takes a road map; you can use ours.

OSHA and Claims 24/7
Claims Filehandler and Leadership in Loss Prevention Training.

• Let us show you why preventing and measuring losses is important again.
• When you control your losses you quit pushing you premiums.
• We can help with the steps necessary to develop an effective claims prevention program anchored by our Safety Tool Portal.
• Implement Safety Programs at no cost. We provide the materials: Lunch and Learns Briefs, Payroll Stuffers, Posters, Safety Newsletters, and Safety Power Point Presentations.

Claims Filehandler provides a total overview of insurance losses, any way you choose - by shift, by department, by plant, by manager or any combination that fits your needs. All available on a secure website 24 hours a day.

• Within seconds you can enter and view claims information.
• With Claims Filehandler, you can easily track claims and create incentive programs designed to reward those who are making a difference in the workplace as well as the bottom line.
• OSHA Logs on the net. Can it get any easier?

"Safety Zone" Tools & Education

• Library of Programs
• Payroll Stuffers
• Posters
• Newsletters
• PowerPoint Presentations

Safety Professionals Appreciate

• The Peer Forum:
  An interactive discussion forum that allows you to share information and resources with a nationwide network of colleagues.
• Legislative "Risk Insights"
• Company Safety Policies & Handbook
• OSHA & Multi-state Guidance
  • Workers Compensation
  • Safety Regs by Industry
  • Driver & Fleet Safety
  • Workplace Posters

Ralle® Warehouse
Ralle® Warehouse is an innovative web-based claims-loss analysis tool which drills down to uncover the root causes of your Property, Liability or Workers Compensation claim problems.

• Pinpoint what areas of your business are driving your core losses?
• Do you know how many claims you have at a particular location, or who is being injured on the job more often, veteran or newer workers?
• Can you track if your loss-control efforts are effective over time?

Once problems are isolated, you are well on your way to implementing effective, money-saving solutions that boost workplace safety, reduce injuries and lower your insurance claims and premiums.

Philosophy & Products
Risk management is not a one size fits all proposition and there is no room for order takers. It's all about custom solutions that address and examine your areas of exposure:

Risk identification and evaluation Evaluation of risk areas that can be eliminated or minimalized Selecting the best options for risk financing Conventional insurance programs Management risk assumption Risk participation programs Dividend/retention programs Retrospective rating plans Large deductible plans Qualified self-insurance Captives

Going to the market. After a thorough analysis of your needs, we create a detailed program for your company. This detailed program then goes to market through our Pricing/Placement Department of experts committed to motivating selected underwriters. Your Tobias representative will provide you with complete support while your program is in the market. Implementation, proactive monitoring and administration of risk financing and management techniques Implementation and monitoring of programs that address: Loss control Claims handling Safety zone OSHA 24/7 Lunch and learns