Compliance Assistance

• Legislative Explanation and How It Applies

Health Care Reform Weekly Guidance Alerts

• Regulatory Interpretation
• Implementation Guidance

Wellness Programs Guidance

• How To Launch A Wellness Campaign
• Payroll Stuffers
• Posters
• Newsletters
• Internet Health Shop

Client HR Sites for Your Firm

• Showcase Employer Benefit Programs
• Access 24/7 Employee Benefits Information
• Company Policies & Procedures

EasyAppsOnline
Obtaining medically underwritten health rates from insurance companies can be a laborious process for employers and employees - EasyAppsOnline can help!

• Eliminates paper enrollment forms with a web-based application process
• Employees electronically enter their data into a universal medical application and sign-off with an electronic signature
• Employee medical history remains private
• Future marketing efforts only require employees to update their information previously entered the year before

Please contact us for a demo.

HR Tools and Education on a Variety of Issues:

• Payroll Stuffers
• Posters
• Newsletters
• Handbooks and HR Policies
• Total Compensation Statements

Benefits Professionals Appreciate

• HR Peer Forum:
  An interactive discussion forum that allows you to share information and resources with a nationwide network of colleagues.
• The Benchmarking & PlanAdvisor Guidance
• National Research Surveys and Results

Decision Master® Warehouse (DMW) is an internet based health care claims analysis tool that empowers you with:

• Detailed information about your claims-costs trends
• Spotting problems with utilization
• Benchmarking data
• Offers solutions for managing and reducing claims costs

Unlike cumbersome carrier reports, DMW provides information that is:

• Easy to read
• Professionally organized
• Filled with dozens of meaningful exhibits and illustrations

With DMW, Tobias will help you analyze your claims data in order to help you make the most informed decisions about your health care program.

Philosophy & Products
With rising premium costs at the top of the list of concerns, it's not surprising that Tobias's philosophy of offering professional advise and developing aggressive pricing and cost-containment alternatives is a sought after employer tool in the battle to control exploding health care costs.

Group Plan Risk identification and evaluation Benefits Modeling Identify the hidden costs, construct an affordable plan Benchmarking Peer group plan comparisons by ZIP or SIC Employee Consumer Interface HSA HRA FSA Plan Design Options Multiple Plan Options Corridor Deductibles Minimum Premium Plans Incentive Contribution Strategies How is your plan currently financed? Conventional Fully Insured Insurance Participating Contract Plans Minimum Premium Plans Partially/Self-Funded Plans

Group Insurance Employee Benefits Consulting Payroll Deduction Insurance Benefit Plan Review Life Insurance Group Health Group Disability Dependent Care Assistance Group Vision Flexible Spending Accounts Group Dental Voluntary Dental Insurance Claims Payment & Administration Long Term Care Insurance Critical Illness Insurance 401(k) Wellness Programs Worksite Benefits Executive Benefit and Compensation Programs